Emergency Cash: How Much and Where to Keep It
How much emergency cash to keep for an outage, why small bills matter, where to store it at home, and what FDIC insurance does and doesn't cover.

When the lights go out, the first question is how long. Your electric company's outage map is the best answer you'll get. How to find it, sign up for alerts, and report an outage the right way.
When the power goes out, everybody asks the same question: how long? Your electric utility's outage map and text alerts are the best answer, and they're easiest to set up before you need them.
If you're on a rural electric co-op, it has its own map and number. Find that one.
Most utilities offer text or app alerts. Sign up with your account number. You'll get:
Don't assume your neighbors reported it. Report it yourself, by text, app or phone. Sometimes a single house or a single street is out because of one blown fuse on a pole, and the utility doesn't know until someone calls.
Stay at least 30 feet away and call 911 and the utility. Assume every wire on the ground is live.
How long Midwest outages usually last: see Midwest power outages: how long they last.
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